Financial Regulation Weekly Bulletin - 30 May 2024

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Includes developments in relation to: CSDDD; MiCA; DORA; operational resilience; UK general election; CRR III; CRD VI; Basel III standards; securitisation; building societies reform; card-acquiring services; AI; GAP insurance; ‘pre-close’ calls; MAR; and FCA enforcement.

General

  • CSDDD - Council of the EU adopts Directive
  • MiCA - Commission Delegated Regulations published in Official Journal
  • DORA - Commission Delegated Regulations published in Official Journal
  • Operational resilience - FCA publishes webpage on insights and observations for firms
  • FCA operations during the election period - FCA publishes update

Banking and Finance

  • CRR III and CRD VI - European Parliament votes to adopt amending Regulation and Directive
  • Securitisation Regulation - EBA publishes final guidelines on STS criteria for on-balance-sheet securitisations
  • The Building Societies Act 1986 (Amendment) Bill 2023-24 receives Royal Assent
  • The Securitisation (Amendment) Regulations 2024 made
  • Access to cash - HM Treasury designates firms under new framework
  • Supply of card-acquiring services - PSR publishes changes to Specific Directions 14, 15 and 16

Securities and Markets

  • The Financial Services and Markets Act 2000 (Commodity Derivatives and Emission Allowances) (Amendment) Order 2024 made

Asset Management

  • AI in retail investment services - ESMA publishes guidance
  • Alternative Investment Fund Designation Bill to make no further progress

Insurance

  • GAP insurance and fair value to customers - FCA announces recommencement of sales

Financial Crime

  • Sharing information during ‘pre-close calls’ - ESMA publishes reminder of rules and good practices under MAR

Enforcement

  • FCA’s new approach to publicising enforcement investigations (CP24/2) - House of Lords Financial Services Regulation Committee publishes letter summarising concerns