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Pensions Essentials - November 2025 Pensions Essentials November 2025 Smorgasbord not showstopper: the UK Budget 2025 The November 2025 budget is here at last. During the months of speculation in the run-up to the big day, two possible futures emerged: a slate of headline-grabbing tax rises, or a broad range of narrower, targeted measures. Today the Chancellor opted firm... Autumn Budget 2025: UK Listing Relief for Stamp Duty Reserve Tax Amidst the broader UK stamp taxes on shares modernisation efforts (discussed here and here), today in her Autumn Budget 2025, the Chancellor of the Exchequer (Rachel Reeves MP) turned her attention to UK stamp duty's younger sibling: stamp duty reserve ta... Gen AI and copyright in Europe – Munich Regional Court seeks to determine the rules of the playing field In the recent Getty Images v Stability AI decision, the UK High Court rejected Getty’s claim for secondary infringement of UK copyright on the basis that (i) an “infringing copy”, for the purposes of secondary infringement, must be “a copy” and (ii) Stabi... The proposed Italian taxation of portfolio dividends and the principle of non-(reverse) discrimination The proposed reform of the taxation of portfolio dividends is a seemingly marginal adjustment to the Italian tax system, but akin to Lorenz’s “butterfly effect” will have far-reaching consequences. On 22 October 2025, the Italian Government approved the d... How GenAI risks are reshaping the E&O insurance market insurance industry Ross Francis-Pike, Fernanda Dias, Natalie Donovan  The insurance market’s understanding of the risks around generative AI (GenAI) is developing, particularly as its use can impact multiple policies.  The main challenge for the sector is how “carriers” - t... Preventing Core Technical Failures: Lessons from the Capita Breach The Information Commissioner’s Office (ICO) investigation into Capita’s 2023 cyber attack has concluded with a £14 million fine for the group. Since the date of that attack, there have continued to be many more high-profile cyber attacks, and there is no ... What changes does the Digital Omnibus make to the EU GDPR? Major changes to the EU’s data protection regime are included in the European Commission’s Digital Omnibus package, launched on 19 November (which we discuss more generally in this blog). According to the Commission’s accompanying notes, the proposals aim... BREAKING: EU announces major digital and data simplification package and delay to AI Act The European Commission has published its long-awaited “Digital Omnibus” simplification package, with significant changes proposed to a range of EU regulations, including the AI Act, the GDPR, the NIS2 Directive, and DORA. As detailed in our recent blog, ...