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FCA publishes motor finance redress scheme consultation On 7 October 2025, the FCA published its highly anticipated consultation on a proposed motor finance redress scheme. This follows the Supreme Court finding in Johnson1 on 1 August 2025 of an unfair relationship within s140A of the Consumer Credit Act 1974... Restructuring plans: where next? In the period since its inception in 2020, the Part 26A restructuring plan has proven to be a powerful addition to the English restructuring toolkit, allowing – through cross-class cram down – a transaction to be imposed on a dissenting class. There is a ... Funds and insurers entering into derivatives If you are a fund, insurer or other non-bank financial entity and you enter into derivatives, regulatory obligations may apply to you, as a Financial Counterparty (FC), under EU and UK regulation. In this briefing we give an overview of these obligations.... Real Estate Newsletter - October 2025 NEWS The only way is up The end of upwards-only rent reviews? Hidden in the English Devolution and Community Empowerment Bill is a surprise provision to ban upwards-only rent reviews in new commercial leases. It’s stated objective is to “make commercial l... Tax and the City Review - October 2025 Discussions are ongoing at the OECD/IF on the design of the ‘side-by-side’ system. In its unanimous judgment in Prudential, the Supreme Court provides much-needed clarity on the interaction of the VAT grouping rules and the time of supply rules which appl... Bankers’ bonus reform: cutting the red tape This briefing looks at major changes to UK bank bonus rules finalised by the PRA and FCA on 15 October 2025. Introduction On 15 October 2025, the PRA and FCA finalised their proposals for significant relaxations to rules governing remuneration for banks a... The Lens Newsletter - October 2025 A selection of our latest blogs on all things digital from our experts and thought leaders here at Slaughter and May. Same Warnings. Same Threats. Bigger Consequences… Increase in highly and nationally significant cyber-attacks in 2025, NCSC announces. I... Competition and Regulatory Newsletter: European Commission fines Gucci, Chloé and Loewe more than €157 million for resale price maintenance On 14 October 2025, the European Commission announced that it has levied fines totalling more than €157 million against three luxury fashion brands — Gucci, Chloé and Loewe. The penalties follow a Commission investigation which concluded that each of the ... Horizon Scanning: Crisis Management In 2024, a nuanced exploration of the risk landscape is more relevant than ever. While shareholder activism and cyber-attacks continue to pose persistent challenges, our series sheds light on new and emerging risks. These include strategic responses to ev... Horizon Scanning: Digital The rate of change in the digital landscape shows no signs of slowing in 2024. While this can make it difficult for laws to keep pace, the drive to regulate means existing laws are evolving, new rules are being agreed and ‘soft regulation’ is more importa...